BUYER’S CHOICE
It’s is a buyer’s right to pick the title company he and his lender will be using for his transaction. As a buyer you do not want to forego this important decision. In many cases, real estate agents and/or lenders suggest a particular company to handle the closing. Often the suggestion is based on their familiarity with the title company or perhaps just a recommendation of another person they may know. It is important that you are comfortable with their decision or you should make your own decision.
A decision as to which title company will best represent your interest best should take into account the following areas.
Accuracy – real estate transactions are often complex and intricate and involve technical language and jargon the everyday consumer may not be familiar with. A reputable title company will have a history in the title business extending over a period of years, and have experienced people at all levels of its operation. These experienced people will have the language and technical jargon mastered, and they will know their way around the system to efficiently and accurately bring your transaction to the closing table. And when it is closed, you will not have ongoing problems relating to unpaid bills, unrecordable documents, missed mortgage payoffs or other liens, to name a few. Title Professionals and Abstract Company meets all these criteria.
Communication – title company employees who have mastered their trade know very well that communication is key to their ability to perform their job duties well and in a timely manner. It is necessary to get payoff information in time for closings but not too soon to incur additional expenses for added payoffs. Lenders often charge for these services. Also, it is necessary to clear title issues before the day of the closing and good closers know that you need to start early with this process because it can take a long time to reach people or clear certain types of issues. Lenders, Realtors, and buyers and sellers want to hear from title people because they want to know their transactions are moving along and going smoothly. Title Professionals and Abstract Company has an excellent representation in the communications arena.
Customer service -- your title company representative should always be treating you with courtesy and respect. Any questions should be answered in a way that you can understand and in a timely manner. Title Professionals and Abstract Company meets this objective every day by returning phone calls promptly and e-mails when received. It’s an objective we take very seriously.
Closing and Postclosing -- many people think the closing is all there is to the transaction. However, while a good closing experience makes this process look smooth and seamless, a good title company will have spent a considerable time beforehand
Call us with any questions regarding title and closing services. We are here to help.
Title Professionals and Abstract Company
24 8th Ave S
St. Cloud, MN 56301
Phone: 320-251-2933 Fax: 320-251-7583
Check out our website and look for closing discounts